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Purchase
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Please give the following items to your loan officer or processor in order to get loan approval:
- One month recent pay stub.
- W-2 for the last two years.
- Two months recent bank statement (all pages).
- Current statement for Retirement a/c; 401k; CD; Stock a/c; etc. (all pages)
- Original copy of executed sales contract signed by the seller and buyer.
- $350 for the appraisal.
- Copy of property insurance, including name and phone number of home owners insurance agent
- Copy of Social Security Card, Drivers License, Green Card, Passport and Birth Certificate. (to comply with Patrotic Federal Act).
- Evidence of paid collections, if still showing as unpaid in credit report.
- Non traditional credit refrence letters if enough credit has not been established in your credit report.
- $58 if Residential Mortgage Credit Report is required
- Name, Address, Phone & Fax number of your employer and landlord in the last two years
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Conventional Loan Refinancing
Please give the following items to your loan officer or processor in order to get loan approval:
- One month recent pay stub
- W-2 for the last two years
- Two months recent bank statement (all pages)
- Current statement for Retirement a/c; 401k; CD; Stock a/c; etc (all pages)
- Current mortgage payment slip or correspondent from your current lender
- Copy of property tax bill
- Copy of property insurance, including name and phone number of home owners insurance agent
- Copy of Social Security Card, Drivers License, Green Card, Passport and Birth Certificate. (to comply with Federal Patrotic Act)
- Pay the Appraiser at the door to get us copy of the appraisal
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FHA Streamline Refinancing
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Please give the following items to your loan officer or processor in order to get loan approval:
- Copy of current Note.
- Copy of current General Warranty Deed.
- Copy of Deed of Trust.Copy of Hud-1 (last closing statement)
- Current mortgage payment slip or correspondence from your current lender.
- Copy of Property Tax Bill.
- Copy of Property Insurance, including name and phone number of home owners insurance agent
- Copy of Social Security Card, Drivers License, Green Card, Passport and Birth Certification. (to comply with Federal Patrotic Act).
- Pay the Appraiser at the door to get us copy of the appraisal (if apprasial is required).
- Make your current month mortgage payment.
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VA Streamline Refinancing
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Please give the following items to your loan officer or processor in order to get loan approval:
- Copy of current Note.
- Copy of current General Warranty Deed.
- Copy of Deed of Trust.
- Copy of Hud-1 (last closing statement).
- Current mortgage payment slip or correspondence from your current Lender.
- Copy of Property Tax Bill.
- Copy of Property Insurance, including name and phone number of home owners insurance agent.
- Copy of Social Security Card, Drivers License, Green Card, Passport and Birth certificate. (to comply with Federal Patrotic Act).
- Pay the Appraiser at the door to get us copy of the appraisal (if apprasial is required).
- Make your current month mortgage payment.
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