When other Banks Say No.. We say 'Approved'
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Purchase
 

Please give the following items to your loan officer or processor in order to get loan approval:

  1. One month recent pay stub.
  2. W-2 for the last two years.
  3. Two months recent bank statement (all pages).
  4. Current statement for Retirement a/c; 401k; CD; Stock a/c; etc. (all pages)
  5. Original copy of executed sales contract signed by the seller and buyer.
  6. $350 for the appraisal.
  7. Copy of property insurance, including name and phone number of home owners insurance agent
  8. Copy of Social Security Card, Drivers License, Green Card, Passport and Birth Certificate. (to comply with Patrotic Federal Act).
  9. Evidence of paid collections, if still showing as unpaid in credit report.
  10. Non traditional credit refrence letters if enough credit has not been established in your credit report.
  11. $58 if Residential Mortgage Credit Report is required
  12. Name, Address, Phone & Fax number of your employer and landlord in the last two years

Conventional Loan Refinancing

Please give the following items to your loan officer or processor in order to get loan approval:

  1. One month recent pay stub
  2. W-2 for the last two years
  3. Two months recent bank statement (all pages)
  4. Current statement for Retirement a/c; 401k; CD; Stock a/c; etc (all pages)
  5. Current mortgage payment slip or correspondent from your current lender
  6. Copy of property tax bill
  7. Copy of property insurance, including name and phone number of home owners insurance agent
  8. Copy of Social Security Card, Drivers License, Green Card, Passport and Birth Certificate. (to comply with Federal Patrotic Act)
  9. Pay the Appraiser at the door to get us copy of the appraisal

 

 

FHA Streamline Refinancing

Please give the following items to your loan officer or processor in order to get loan approval:

  1. Copy of current Note.
  2. Copy of current General Warranty Deed.
  3. Copy of Deed of Trust.Copy of Hud-1 (last closing statement)
  4. Current mortgage payment slip or correspondence from your current lender.
  5. Copy of Property Tax Bill.
  6. Copy of Property Insurance, including name and phone number of home owners insurance agent
  7. Copy of Social Security Card, Drivers License, Green Card, Passport and Birth Certification. (to comply with Federal Patrotic Act).
  8. Pay the Appraiser at the door to get us copy of the appraisal (if apprasial is required).
  9. Make your current month mortgage payment.

VA Streamline Refinancing

Please give the following items to your loan officer or processor in order to get loan approval:

  1. Copy of current Note.
  2. Copy of current General Warranty Deed.
  3. Copy of Deed of Trust.
  4. Copy of Hud-1 (last closing statement).
  5. Current mortgage payment slip or correspondence from your current Lender.
  6. Copy of Property Tax Bill.
  7. Copy of Property Insurance, including name and phone number of home owners insurance agent.
  8. Copy of Social Security Card, Drivers License, Green Card, Passport and Birth certificate. (to comply with Federal Patrotic Act).
  9. Pay the Appraiser at the door to get us copy of the appraisal (if apprasial is required).
  10. Make your current month mortgage payment.




 


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